Tutorial · 30 Minutes · Updated July 2026

How to Add Razorpay to Shopify India (2026) — 7-Step Guide

The complete India D2C payment gateway setup. UPI, cards, EMI, netbanking, wallets — all live in 30 minutes after KYC approval. With pro-tips, fee breakdown, and India-specific config for D2C brands.

7 steps 30 min setup India D2C Free to follow

Quick Answer

Q: How do I add Razorpay to Shopify in India?

A: 7 steps. Sign up → KYC → API Keys → Shopify activation → Webhook → Test → Go live. Total: 30 minutes after KYC approval.

📋

PAN · GSTIN · Bank A/C

🔒

Razorpay KYC
24-48 hours

⚡

Shopify integration
30 minutes

7 Steps

The Complete Tutorial.

24-48 hrs

Create a Razorpay merchant account at razorpay.com. Click Sign Up, choose Business, enter business name, email, mobile. Submit KYC documents:

KYC documents required· PAN Card
· GSTIN certificate
· Cancelled cheque or bank statement
· Business proof (Shop Act / Udyam / Incorporation)
· Director / Proprietor identity

KYC review typically 24-48 hours. Restricted categories (jewelry, pharma) may take 3-5 days.

💡 Tip: Submit a high-quality GSTIN certificate — most common rejection reason. Use the original PDF, not a phone photo.

Get API Keys from Razorpay Dashboard

2 min

Once KYC approved, log into Razorpay Dashboard. Switch from Test mode to Live mode (top-right toggle).

Navigate toDashboard → Settings → API Keys
Generate Live Key → Copy Key ID + Key Secret → Save to password manager

You will get a Key ID (starts with rzp_live_) and a Key Secret. Store both securely — the Secret is shown only once.

⚠ Warning: Never paste Key Secret into emails or shared docs. Use a password manager. If exposed, regenerate immediately.

Open Shopify Payment Settings

1 min

In a new browser tab, log into your Shopify Admin.

Navigate toShopify Admin → Settings (bottom-left) → Payments

Scroll to Supported payment methods. Click See all other providers. Search for Razorpay.

Activate Razorpay on Shopify

3 min

Click Razorpay Secure from the list, then Activate Razorpay.

Enter credentialsKey ID: rzp_live_xxxxxxxxxxxxxx
Key Secret: yyyyyyyyyyyyyyyyyyyyyy

Click Activate. Razorpay is now your active payment provider. Disable Shopify Payments if it was on (only Razorpay should be active for India).

💡 Pro tip: Set Razorpay as the only "Credit/Debit Card" provider. Disable PayU or other gateways unless you specifically need them as backup.

Configure Webhook in Razorpay

5 min

Back in Razorpay Dashboard, navigate to webhook config:

Navigate toSettings → Webhooks → Add New Webhook
Webhook URL: https://[your-store].myshopify.com/services/payments/razorpay/webhook
Secret: (auto-generate)
Events: order.paid, payment.failed, payment.captured, refund.created

Save webhook. Razorpay will send real-time payment events to Shopify — critical for accurate order status and refund handling.

Test a Live Order

10 min

Open your live store in incognito. Add a low-value product to cart. Checkout. Test with each payment method:

Test matrix✓ UPI (GPay / PhonePe / Paytm)
✓ Card (Credit + Debit)
✓ Netbanking (HDFC / ICICI / SBI)
✓ Wallet (Paytm / Mobikwik)
✓ EMI (if enabled)

Verify each transaction shows in both: Shopify Orders with status "Paid", and Razorpay Payments with status "Captured". Refund a test order to confirm refund flow works.

💡 Tip: Use a low-value SKU (₹1 product) for testing. Refund yourself after to recover the fee.

Enable Payment Methods + COD Logic

5 min

In Razorpay Dashboard, navigate to:

ConfigureSettings → Payment Methods
Enable: UPI, Cards (Domestic + Intl), Netbanking, Wallets, EMI, BNPL

For COD with OTP, configure separately in Shopify: Settings → Payments → Add manual payment method → Cash on Delivery. Then install a COD OTP app for fraud protection.

Done. Razorpay is now live on your Shopify store. Average setup time: 30 minutes once KYC is approved. Pair with COD with OTP setup to cut RTO 30-50%.

Razorpay Fees on Shopify

What You'll Pay.

UPI

0.4%

Cards
(domestic)

2.0%

Cards
(intl)

3.0%

Netbanking

1.9%

EMI
(3-12mo)

1.5-3%

Wallets

1.9-2%

Plus Shopify gateway fee: Basic 2% · Shopify 1% · Advanced 0.5% · Plus 0.15%. Blended Razorpay cost for India D2C: typically 2-3.5%. See our full Shopify pricing India 2026 guide for total-cost math.

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